Inside the dataset
Data from the teams shaping the future of benefits
This year’s benchmarking guide brings together insights from a diverse mix of employers—spanning industries, company sizes, and locations—to show how today’s leading teams are approaching benefits.
Company sizes analyzed
From small businesses to large enterprises, the data reflects the diverse needs of companies across different growth stages.
num. of employees
<300
300–999
1,000+
Top 3 industries
Our analysis highlights the industries leading the way in benefits innovation and employee support.
37%
18%
12%
Tech
Healthcare & Biotech
Professional Services & Business
Geographic footprint
Employers span the globe, reflecting the challenges and opportunities of managing benefits for a distributed workforce.
53%
1-14 U.S. states
31%
15-30 states
16%
30+ states
Coverage spans organizations operating across 80+ countries
Account types offered
Employers take different approaches to benefits, from lifestyle-focused options to comprehensive pre-tax solutions.
42%
LSA only
25%
Pre-tax only
33%
LSA & pre-tax
Pre-tax benefits in motion
Spending, saving, and supporting what matters
Pre-tax benefits remain a cornerstone of employer-sponsored plans. They help employees stretch their dollars while supporting everyday needs—like doctor visits, childcare, and commuting.
Most popular pre-tax accounts offered
HCFSA
DCFSA
Transit
Parking
HSA
LPFSA
HRA
Median employee elections per year
Employer contribution trends
Card-first experience
Auto-substantiation by service type
Utilization of funds
LSA funding is up—way up
Companies are investing more in flexible support.
The median annual LSA contribution rose across 10+ categories. Benefits once considered niche are now getting real budget.
Biggest YoY increases in annual median LSA contributions
Mental Health
+
0
1
2
3
4
6
7
8
9
0
6
7
8
9
0
%
Avg. contribution: $1,200
Food
+
9
0
1
2
3
3
4
5
6
7
7
8
9
0
1
%
Avg. contribution: $4,800
Medical Travel
+
3
4
5
6
7
5
6
7
8
9
%
Avg. contribution: $4,000
Work From Home
+
2
3
4
5
6
3
4
5
6
7
%
Avg. contribution: $1,200
Broad LSA
+
1
2
3
4
5
0
1
2
3
4
%
Avg. contribution: $1,200
Fitness & Wellness
+
8
9
0
1
2
1
2
3
4
5
%
Avg. contribution: $750
Professional Enrichment
+
8
9
0
1
2
6
7
8
9
0
%
Avg. contribution: $1,200
The building blocks of LSA design
The structure of your LSA matters just as much as the spend.
Contribution cadence, expiration policy, and eligibility all shape how employees engage—and how employers control cost, especially when designing flexible Broad LSAs.
Most common contribution cadences
56%
Monthly
11%
Quarterly
29%
Annually
Semi-annually (2%)
Other (2%)
Expiration strategies
15%
Monthly
8%
Quarterly
74%
Annually
Semi-Annually (3%)
The top 5 spending categories covered in a Broad LSA
Fitness
Spa
Nutrition
Mental Health
Entertainment
94%
94%
92%
92%
89%
Global reach, real-world impact
Smarter benefits, everywhere your teams work.
Our data reflects the growing need for global, flexible benefits that travel with your workforce.
Countries covered
4
5
6
7
8
6
7
8
9
0
Employees represented
0
1
2
3
4
6
7
8
9
0
6
7
8
9
0
,
6
7
8
9
0
6
7
8
9
0
6
7
8
9
0
+
Global spend
$
8
9
0
1
2
4
5
6
7
8
2
3
4
5
6
M
+
Card transactions
9
0
1
2
3
.
1
2
3
4
5
M
+
Claims processed
4
5
6
7
8
8
9
0
1
2
6
7
8
9
0
K
+
High employee engagement in key markets
88%
85%
76%
🇺🇸 United States
🇵🇭 Philippines
🇮🇳 India
Top card usage by transaction volume
91%
83%
77%
🇲🇽 Mexico
🇧🇷 Brazil
🇨🇳 China
Top card usage by total spend
84%
60%
56%
🇲🇽 Mexico
🇧🇷 Brazil
🇺🇸 United States
Where smarter benefits begin
You’ve seen the benchmarks. Now build better benefits.
Benepass helps you turn insights into action by consolidating multiple vendors and systems into one smart, scalable platform that employees actually want to use.